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USDA HOME LOAN
Are you interested in purchasing an Alabama home in a Rural Area? If so you could qualify for the USDA Home Loan Program. The USDA Home Loan program is a 100% financing. In fact, the USDA Home Loan Program is the only No Money down Home Loan Program for individuals that are not a veteran. Home Town Mortgage Services has Loan Officers that specialize on USDA Home Loans as well as other Alabama Home Loan Programs. If purchasing home in Rural Area with No Money down sounds like something you are interested in, then the USDA Home Loan Program is just for you!
Down Payment Assistance
Everyone wants the home of their dreams, but not everyone can afford the home of their dreams. Home Town Mortgage Services has found a program that can help those who want, but can’t afford. The Home Loan Programs is the Alabama Housing Finance Authority, also known as the AHFA Home Loan. This program provides down payment assistance for families looking to get a FHA loan but can’t afford the 3.5% down payment.
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The Loan for Everyone!
Home Town Mortgage Services wants you to know about the FHA Home Loan. This Home Loan Program is one of the original Home Loan Programs that was made for just about anyone. The FHA Home Loan Program was originated for medium income families and borrowers with not so “perfect credit”.
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Search for Your Dream Home
So you have decided to pursue your dream and become a home owner, but not sure where to purchase your Alabama Home? You can look at Alabama Homes For Sale in Mobile, Daphne, Semmes, Saraland, Wilmer, Fairhope, etc. through our Home Search. Find the area that you wish to purchase in one simple click with Google Maps.
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Apply Now!!
At Home Town Mortgage Services we make it easy for our Borrowers to start the Home Loan Process. You are just one step closer to getting the Alabama Home of your Dreams. Apply today online!
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203K Home Loans
Have you found the Home Of Your Dreams but you have noticed that it needs some fixing up or even some cosmetic touch ups? If you are looking to purchase a home and it needs immediate repairs to make the house efficient, then you may be able to qualify for the 203K Home Loan! Let us help finance those repairs in to you home loan.
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Go Green with Your Home Loan
Everyone is saying how we should be more Energy Efficient and Go Green these days. Did you know that you can make your home Energy Efficient, allowing you to save money yearly on your utility bills? Home Town Mortgage has the Energy Efficient Home Loan Program that will allow you to ensure you home is Energy Efficient while rolling the cost in to the loan amount.
First Time Home Buyers
Are you a First Time Home Buyer and interested in starting your Home Loan Process, but just don’t know where to start? Here at Home Town Mortgage Services we understand that getting an Alabama Home Loan can be scary but it doesn’t have to be. Our Loan Officers want to make the process easy and as stress free as possible for our borrowers. We want you to be educated about the Home Loan Programs Home Town Mortgage Services offers and to know what to expect in the process. Check out the Alabama Loan Programs that we offer today.
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Home Town Mortgage Services has acquired relationships with some of the most well known builders in Alabama. Builders such as John Howard Homes, Benchmark Homes, and Breland Homes are well known with the Loan Officers at Home Town Mortgage. If you are interested in getting a new home built just for you but don’t know if you can qualify, give us a call today!