Home Town Mortgage Services has been serving clients in the Mobile Alabama area since 2007. Home Town Mortgage specializes in purchase money loans for First time Home Buyers and New Construction Loans. In 2010 when interest rates hit a historical low Home Town Mortgage began doing more refinancing as well as purchase loans.

The loan officers have kept up with the ever changing industry with extensive training on USDA, FHA, and Alabama Bond Loans. Not only are the loan officers trained on all loan programs but they are also FICO Pro certified. They are recognized in the industry as being the pace setters for the highest levels of customer service.

If you are in the market for a home loan or just have some questions please feel free to give a call at 251-445-2278

Also please check out our Credit Answer section as well as our Free Reports, to find helpful information on many topics affecting today’s buyers and sellers.

Loan Officers

Sue Nguyen – Loan Officer/Branch Manager


Sue is a home loan originator whom works primarily in the state of Alabama and has many years experience in Alabama home loans. She has a wealth of knowledge on Conventional Home Loans, VA, Jumbo, FHA, Alabama Bond, and even Refinancing. Specializing in first time home buyers, vacation homes, second time home buyers and refinancing. You will always have the highest level of expertise in each and every loan working with Sue. She also strives to give you the highest level of service, professionalism and integrity.

Sue is bilingual, speaking fluent Vietnamese and also having a vast knowledge in the Hispanic market as well. Extremely customer friendly and can break down the mortgage process for you. Sue enjoys helping people to achieve the satisfaction and the life-long American dream of owning their very own home.

sue.nguyen@htmortgage.net
Phone: 251.445.2282
Cell: 251.259.0868


Elise Kiser – Customer Service Representative


Elise Kiser is the customer relations representative for Home Town Mortgage. Elise has experience with customer service in all fields of business. She strives to ensure customers questions and concerns are answered in a timely manner. Although she isn’t a loan officer she does have a vast knowledge of all loan programs. If at anytime a customer has a question about loan programs Elise is there to help. She works closely with our loan officers on a day to day level. Elise understands that if the customers aren’t happy then Home Town Mortgage has not full filled it’s promise to their customers.
Elise is also a big part of the marketing team. She is consistently looking at ways to make sure our loan officers are known through out Mobile County and Baldwin County.

elise.kiser@htmortgage.net
Phone: 251.281.1545
Cell: 251.753.8505