Free Home Search
Your Credit Is Worth Watching
Get Your Score
Down Payment Assistance
Everyone wants the home of their dreams, but not everyone can afford the home of their dreams. Home Town Mortgage Services has found a program that can help those who want, but can’t afford. The Home Loan Programs is the Alabama Housing Finance Authority, also known as the AHFA Home Loan. This program provides down payment assistance for families looking to get a FHA loan but can’t afford the 3.5% down payment.
Click Here to find out how AHFA can help you!
Alabama Housing Financial Authority
Are you a First Time Home Buyer and looking to purchase an Alabama Home for Sale? Home Town Mortgage Services is a proud Alabama Housing Financial Authority lender. Home Town Mortgage Services has a history of helping borrowers accomplish the dream of home ownership with little down payment.
Click Here to find out how AHFA can help you!
Start Your Application Today!
Let’s get started on your Alabama Home Loan Application. At Home Town Mortgage we want to provide you with the best customer service available. We have provided with you the Full Application as well as the Quick Application. Once you apply a Loan Officer will contact you to get started on your Pre Approval. Home Town Mortgage wants to help you achieve your goal of owning an Alabama Home!
Click Here to Start Your Application!
Searching for Your Dream Home?
Are you interested in owning an Alabama Home Loan, but not familiar with the area. Home Town Mortgage have provided a property search (with the help of Google Maps) for areas such as Semmes, Daphne, Fairhope, Saraland, Satsuma, etc. Check out the Alabama Homes available to you.
Find Your Dream Home Here
Being Financially Prepared
Getting Financially prepared before purchasing a home is a very smart idea. There are several things you and your family can do to ensure that the home you want is the home that you can afford. No one wants to buy a house and then 6 months later not be able to afford the mortgage. Home Town Mortgage has provided tools for you to get prepared to own your Alabama home.
Click Here to get your FREE Tools
Checklist for Purchasing a New Home
When you have decided to pursue your American Dream and become a home owner take the time and be patient. You want to find the home that fits all of your needs as well as your families. Find out what your “wants” are and what your “needs” are. Make a checklist to ensure you get the home just for you.
Click Here For More Information
Why Buy in a Down Market?
Everyone knows that the Housing Market is not what it used to be and no one really knows if it ever will be. Now however is the time to buy! It’s a buyer’s market with many benefits to the buyer. There are main reasons that make it a great idea to buy in a down market.
Click Here to Find Out
Debt to Income
What is Debt to Income? How do you calculate it? How does it affect you getting pre approved for an Alabama Home Loan? What do you do to fix your debt to income? All these are common questions and Home Town Mortgage is here to answer these and more.
Click Here For More Information!