Welcome to Our Website!
Our Pledge
At Home Town Mortgage, located in Alabama, we pride ourselves on delivering the absolute best customer service available in the market. The Mobile Branch Operation Manger recently made a comment on a radio interview stating “Mortgage customers need to understand they are in charge of the roller coaster we call getting a home loan. Most Mortgage Lenders have an attitude that the lender is doing the customer a favor by giving them a home loan. Home Town Mortgage understands it’s the other way around. The customer is doing our company a favor by giving us the opportunity to win their business now and in the future.”
That one quote says how we at Home Town Mortgage view our customers. If we do not deliver on our promise of the best customer service, the best interest rates, and the best communication in the market, you as the customer can leave us and take your business somewhere else. The Good News is that you will not want to take your business else where. We get to know our customers and we ensure they know we appreciate any and all chances they give us to win their business. So please, if you are in need of a home loan anywhere in the state of Alabama keep us in mind. We will continue to change the hearts and minds of people who have lost trust in their home loan lender. We will meet the goals you have for your home loan whether it’s an FHA Home Loan, 100% financing Home Loan, USDA Home Loan, Alabama Bond Loan, or even a standard Conventional Home Loan. We at Home Town Mortgage will ensure you will not be disappointed in our services.
Home Town Mortgage Theatrical Review
We are proud to show off our first Theater HD Commercial. We believe that too many people think getting a home loan is like speed dating, you never know what you are going to get. We would like to change that, and are doing so one customer at a time. We had a lot of fun making this commercial and hope you enjoy it as well.
The Home Town Mortgage Services team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Alabama. Whether you are first time home buyer purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage lenders can help make your dreams come true.
Home Town Mortgage lenders have specialized in Alabama FHA loans, Alabama USDA 100% Loans, and http://htmmobile.com/bond. If you are looking to become a first time home buyer or just wanting Alabama’s best interest rates for refinancing your current mortgage, Home Town Mortgage is the right place for you.
Please check out or free reports on USDA loans, FHA Loans, and getting your http://htmmobile.com/credit-answers ready to purchase a home. There are also other helpful pages through out this website that you will enjoy, so please take a look. We would love to answer any other questions you may have and may be reached at 251-445-2278.
Check out our for sale by owners in our real estate section, as well as other homes for sale not just in Mobile, but throughout Alabama. There are homes available in Semmes Alabama, Mobile Alabama, Fairhope Alabama, Midtown Mobile Alabama, West Mobile Alabama, Daphne Alabama. There are many homes with No Down Payment, which include New Construction in West Mobile and in Semmes by Benchmark Homes and John Howard Homes and many more for sale.
We have provided information on Income calculations for home loans, The do’s and dont’s of getting a home loan, What’s PMI, and much more on the home loan process.
Dream home Search By Google Map
View and print detailed property information and fliers. You may save your searches & favorite homes so you can refer back to them. Also, inquire about a private showing, map individual property locations, & share your favorite home with friends. Plus you can search by Zip Code, Address, School District, Bank foreclosures, Short Sales, Subdivision, Radius, MLS Number, Google Mapping, & City.
Click Here to Begin Your Search
Are you getting ready to buy your first home here in Alabama? If you have already done your home search, then its time to learn about the AHFA home loan options that are available to Alabama Home Buyers. From the Alabama Bond Step Up program to the Mortgage Credit Certificates, Alabama Housing Finance Authority has a lot of options for the home buyer. Home Town Mortgage Services Inc, is a proud Alabama Home Bond Loan Lender. So whether you are Buying a home in the Birmingham Real-estate market, or Huntsville’s Real-estate market, the Step-Up program could be your home loan answer. Lets say you are a First Time Home Buyer in Mobile Alabama, this program could help you with your FHA down-payment.
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USDA HOME LOAN
Are you interested in purchasing an Alabama home in a Rural Area? If so you could qualify for the USDA Home Loan Program. The USDA Home Loan program is a 100% financing. In fact, the USDA Home Loan Program is the only No Money down Home Loan Program for individuals that are not a veteran. Home Town Mortgage Services has Loan Officers that specialize on USDA Home Loans as well as other Alabama Home Loan Programs. If purchasing home in Rural Area with No Money down sounds like something you are interested in, then the USDA Home Loan Program is just for you!
The Loan for Everyone!
Home Town Mortgage Services wants you to know about the FHA Home Loan. This Home Loan Program is one of the original Home Loan Programs that was made for just about anyone. The FHA Home Loan Program was originated for medium income families and borrowers with not so “perfect credit”.
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